Services

PIA, LLC Insurance Services

PIA, LLC is a West Virginia-based company specializing in selling and servicing the most reliable and competitive brands of insurance to West Virginia, Ohio, Kentucky and Pennsylvania. We will guide you to the most competitive insurance for your Home, Car, Business or just about anything else. We are able to quickly sell and service your policy 100% online, or meet with you and fully review your insurance needs because we know that insurance isn't a "one size fits all" experience.

Personal Auto

We believe that your car is the best way to get around town. Do not let an accident get in the way of your life. We offer a personalized auto policy to match your requirements. We have carriers and policies available for all backgrounds of drivers. We provide the cheapest auto policy and great coverage for the worst-case-scenario.

We offer multiple options for your auto insurance coverage.

Car driving

Covers injuries to others caused by the policyholder while operating an automobile.

Covers treatment of the driver and passengers in the policyholder’s automobile in the event of an accident.

Covers damages caused to someone else’s property by the policyholder while operating an automobile.

Insures the policyholder from loss during a collision with another vehicle or object.

Protection for the policyholder’s automobile from damage and loss resulting from incidents other than collision.

Covers medical treatment of the policyholder’s injuries in the event of a collision with an uninsured driver.

This type of coverage protects you if you are not at fault, but the guy causing the wreck doesn’t have enough insurance to pay the claim.

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Homeowners & Renters

Home is where we should feel secure and comfortable. Protecting your home and its contents are our top priority. We can shop multiple carriers nationwide, resulting in the best possible homeowner’s insurance. Our team is ready to help you protect what matters most. We offer typical coverage packages for home insurance with protection.

  • The physical structure of your home
  • Replacement of your home at today’s construction costs
  • Personal possessions
  • Personal liability

Business Insurance You Know Your Business, We Know Insurance

Whether you are just starting or have years of experience, you know that business can bring unexpected events into your day. At PIA, LLC, we take care of all unexpected events. Be it workers’ compensation, property, liability, errors, and omissions, we look at every part of your business to ensure you are covered.

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Low-Cost Insurance & Great Coverage

Lots of insurance agents sell insurance every day, but unlike others, we help you manage your risk. Our team of experts knows the tricks to get you the best coverage at decent pricing. We have contracts with the biggest and best insurance carriers in West Virginia and Ohio.

Business coverage

We have the best protection for you, no matter what type of business you have.

  • General liability
  • Professional liability, errors & omissions (E&O)
  • Medical malpractice
  • Directors and officers liability (D&O)
  • Employee benefits liability (EBL)
  • Employer practices liability (EPL/EPLI)
  • Public officials liability
  • Law enforcement liability
  • Sexual harassment/molestation liability
  • Auto liability
  • Motor truck cargo
  • Auto physical damage
  • Garage keepers liability
  • Failure to supply (Utility)
  • Liquor liability
  • Special event liability
  • Event cancellation
  • Umbrella and excess liability
  • Workers compensation
  • Building and business personal property
  • Contractors equipment, scheduled property
  • Crime, employee theft
  • Fine arts
  • Flood insurance
  • Standard or custom bonds (ERISA, Public Official, Surety)
  • Group benefits: Major medical, dental, vision, life, short term disability, long term disability, 401(k), 403(b), IRA
  • Many more

Nonprofit Organizations

Nonprofit organizations juggle with multiple responsibilities each day, such as managing tight budgets to engaging volunteers and donors to fulfilling the organization’s mission. They singularly focus on a particular cause and neglect identifying and protecting against risks that could leave the organization and its board members exposed.

Any business has risks associated with employees, board members, data or fraud, and nonprofit organizations are not immune. Claims and threats of litigation can be from vendors, donors, competitors, employees, and even government regulators. At PIA, LLC, our agents are available to evaluate your current policy and do an extensive review to see what coverages fit your business needs.

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PIA, LLC

Other Coverages

Are you looking for special coverage for those unique exposures vulnerable within your standard homeowner’s policy? Our fully adaptable policies can be customized with endorsements that may be purchased to enhance your home insurance. You can benefit from additional coverage options.

  • Valuable articles/floater insurance policies (i.e., jewelry insurance)
  • Flood insurance policies
  • Umbrella insurance policies (additional liability)
PIA, LLC