Cleaning Business Insurance in West Virginia
You make spaces shine. We make sure your business is protected.
Cleaning businesses face unique risks—you're in clients' homes and businesses every day, handling their property and using equipment that can cause damage. The right insurance protects your business reputation and your bottom line. Many cleaning businesses can get instant quotes below.
Get an Instant Cleaning Business Quote
Most cleaning businesses can get quoted and covered in minutes
Before You Get a Quote
By using this business insurance quoting tool, you understand and agree that:
- Business Information: You will be providing information about your business including your business name, type of work, number of employees, annual revenue, and contact information. If you proceed with a policy purchase, you may be asked to provide additional details such as your EIN, payroll information, and other business data.
- Quote Provider: This instant quote tool is powered by one of our partner insurance carriers. Your quote and any resulting policy will be directly with that carrier.
- Information Sharing: The information you provide will be shared with our partner carrier and Parrack Insurance Agency for the purpose of providing you with accurate business insurance quotes.
- Contact: After completing your quote, you may be contacted regarding your quote results and coverage options. Parrack Insurance Agency may also follow up to ensure you found the coverage you need.
- Not All Businesses Qualify: Our partner carrier has specific eligibility requirements. Some business types, high-risk operations, or businesses outside their appetite may not qualify for instant coverage.
Your information is used solely for insurance quoting purposes and is handled in accordance with our partner's and our privacy policies.
Cleaning Businesses We Cover
Whether you're a solo house cleaner or run a commercial janitorial company, our instant quote tool can likely help you get covered:
Residential House Cleaning
Regular home cleaning and deep cleaning services
Commercial Janitorial
Office buildings, retail spaces, and commercial properties
Carpet & Upholstery Cleaning
Carpet, rug, and furniture cleaning services
Window Cleaning
Residential and commercial window washing
Post-Construction Cleaning
Cleanup after renovation and construction projects
Move-In/Move-Out Cleaning
Deep cleaning for rental properties and moves
Pressure Washing
Exterior cleaning for buildings, driveways, and decks
Floor Care Services
Floor stripping, waxing, and maintenance
Risks Cleaning Businesses Face
Cleaning work puts you in constant contact with client property. Here are the real risks that make insurance essential:
Property Damage
Using wrong cleaning product on expensive flooring, breaking electronics, water damage from equipment
Slip & Fall Injuries
Client slips on freshly mopped floor, employee falls from ladder while cleaning
Theft Accusations
Missing jewelry or valuables that you're accused of taking (even if you didn't)
Equipment Theft
Cleaning equipment stolen from your vehicle or storage
Vehicle Accidents
Accidents while driving between job sites
Coverage Options for Cleaning Businesses
General Liability
EssentialYour core protection. Covers claims when you accidentally damage a client's property or someone is injured while you're working. Spill bleach on a carpet? Break a vase? Trip a homeowner? This coverage responds.
Learn more about general liabilityJanitorial Bond
EssentialA fidelity bond that protects your clients against theft by your employees. Many commercial clients require this before they'll hire you. Shows you're a trustworthy, professional operation.
Learn more about janitorial bondEquipment Coverage
EssentialCovers your cleaning equipment—vacuums, floor machines, pressure washers, carpet cleaners. Whether it's stolen from your van or damaged on a job site, you're covered.
Learn more about equipment coverageCommercial Auto
EssentialIf you use vehicles for your business, you need commercial auto coverage. Personal auto policies typically don't cover accidents that happen while working.
Learn more about commercial autoWorkers Compensation
EssentialRequired in West Virginia if you have employees. Covers medical bills and lost wages when workers are injured on the job. Cleaning work has real injury risks—slips, falls, chemical exposure.
Learn more about workers compensationHired & Non-Owned Auto
Covers liability when employees drive their personal vehicles for business purposes or when you rent vehicles.
Learn more about hired & non-owned autoWhy Commercial Clients Require Insurance
If you're bidding on commercial cleaning contracts, you'll almost always be asked for proof of insurance:
- Certificate of Insurance (COI): Shows you have active general liability coverage
- Additional Insured: Many clients want to be listed on your policy
- Janitorial Bond: Protects against employee theft—required by many clients
- Workers Comp: Required if you have employees working on their property
Our instant quote tool lets you generate certificates of insurance immediately—no waiting for your agent to create one.
Ready to Protect Your Cleaning Business?
Try the instant quote tool above for fast coverage, or call us to discuss your specific situation. We help cleaning businesses throughout West Virginia get the protection they need.
Looking for a different location?
We also serve other areas in West Virginia
Jon Parrack Insurance
Serving Point Pleasant, Mason County (WV) & Southeast Ohio
Point Pleasant, WV