Helpful articles from the Parrack family of agencies. We believe in educating our clients—because understanding your insurance makes you better protected.
You received a policy that says 'Certain Underwriters at Lloyd's, London' instead of a familiar insurance company name. Here's what that actually means and why it's not as strange as it sounds.
Frozen pipes are one of the most common—and preventable—winter insurance claims. Here's how to protect your home and what your policy covers.
One in seven drivers has no insurance—and one in three is uninsured or underinsured. Here's why UM/UIM coverage is essential.
Doing business in both West Virginia and Ohio? Understanding the different workers' comp systems is essential—especially Ohio's state-run monopoly and the employers' liability gap.
Water damage is one of the most common property claims—but not all water damage is covered the same way. Here's what you need to know before a loss happens.
Getting group health coverage for your small business just got easier. Here's what you need to know about waived enrollment requirements for January 1st.
The moments after an accident are stressful. Here's a simple checklist to protect yourself and your claim.
Your deductible affects both your premium and your out-of-pocket costs. Here's how to find the sweet spot.
If disaster struck tonight, could you list everything you own? A home inventory makes claims faster and fairer.
Combining your auto and home policies isn't just convenient—it can significantly reduce your premiums.
Liability insurance protects your assets and your future. Here's why the minimum often isn't enough.
Nobody wants to file a claim, but when you need to, these tips help the process go as smoothly as possible.
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