Helpful articles from the Parrack family of agencies. We believe in educating our clients—because understanding your insurance makes you better protected.
RV insurance doesn't have to break the bank. Here are the discounts available — some you'd expect, and some that might surprise you.
Your RV policy has protections you might not know about — gap coverage, disappearing deductibles, and no depreciation on partial losses. Here's how they work.
Breaking down in an RV is different from breaking down in a car. Here are the travel protections that keep you covered on the road.
RVs face unique risks that standard auto policies never deal with — roof failures, pest damage, and more. Here are the specialty coverages that protect you.
Your RV is packed with belongings — electronics, gear, maybe even jewelry. Here's how personal effects coverage protects what's inside.
If your RV is your primary residence, standard RV coverage isn't enough. Here's what the Full Timer's Package covers and why it's required.
If your RV is totaled, actual cash value won't replace it. Here's how Total Loss Replacement and Agreed Value coverage protect you from depreciation.
Most people think their auto insurance covers their motor home or camper. It doesn't. Here's what makes RV insurance different and why you need specialized coverage.
Think your landlord's insurance covers your stuff? It doesn't. Here's why renters insurance in West Virginia is affordable protection every tenant needs.
You received a policy that says 'Certain Underwriters at Lloyd's, London' instead of a familiar insurance company name. Here's what that actually means and why it's not as strange as it sounds.
Frozen pipes are one of the most common—and preventable—winter insurance claims. Here's how to protect your home and what your policy covers.
One in seven drivers has no insurance—and one in three is uninsured or underinsured. Here's why UM/UIM coverage is essential.
Doing business in both West Virginia and Ohio? Understanding the different workers' comp systems is essential—especially Ohio's state-run monopoly and the employers' liability gap.
Water damage is one of the most common property claims—but not all water damage is covered the same way. Here's what you need to know before a loss happens.
Getting group health coverage for your small business just got easier. Here's what you need to know about waived enrollment requirements for January 1st.
The moments after an accident are stressful. Here's a simple checklist to protect yourself and your claim.
Your deductible affects both your premium and your out-of-pocket costs. Here's how to find the sweet spot.
If disaster struck tonight, could you list everything you own? A home inventory makes claims faster and fairer.
Combining your auto and home policies isn't just convenient—it can significantly reduce your premiums.
Liability insurance protects your assets and your future. Here's why the minimum often isn't enough.
Nobody wants to file a claim, but when you need to, these tips help the process go as smoothly as possible.
Choose your local office to get started with a free quote or ask us any questions.
