Municipal Mutual Insurance Company of West Virginia
- Founded:
- 1910
- AM Best:
- A- (Excellent)
- Headquarters:
- 950 Main Street, Wellsburg, WV 26070
- Website:
- mmicins.com
Have a question or a claim? Call us first.
If Ryan Parrack Insurance is your agent, call us at 304-636-0899 before you call the company. We know your policy, we know the adjusters, and we will walk it through with you. The links and numbers below are for after hours, or for when you just want to pay a bill. If your Municipal Mutual policy is with another agent, the links below will get you to the right place.
Claims
Municipal Mutual does not have an after-hours claims line or an online claim form. Report a claim to our office and we will get it to the adjuster.
About Municipal Mutual
Municipal Mutual is a West Virginia mutual insurance company based in Wellsburg, in the Northern Panhandle. It has been insuring West Virginia homes since 1910 and today writes homeowners, mobile homeowners, farmowners, dwelling fire, and small commercial fire policies in West Virginia, eastern Ohio, and western Pennsylvania. It sells only through independent agents and holds an A- (Excellent) rating from AM Best.
As a mutual, Municipal is owned by its policyholders. Underwriting and claims are handled from the home office in Wellsburg by people who know West Virginia property, and its mobile home program covers owner-occupied mobile homes regardless of age.
Where Municipal Mutual tends to fit
Municipal Mutual tends to fit West Virginia homeowners, mobile and manufactured homes of any age, farms, rental dwellings, and small commercial buildings such as offices, apartments, and churches. It is a property company, so auto goes elsewhere. If your situation is more complicated, we represent companies that specialize in it. Either way, we quote across everyone we write with before recommending anything.
What We Write With Municipal Mutual
Coverage we can place with Municipal Mutual through Ryan Parrack Insurance. Availability can depend on where you live and the details of the risk, so ask us.
Personal
- Personal Auto (not written)
- Homeowners
- Renters
- Condo (not written)
- Personal Umbrella (not written)
- Flood (not written)
Farm
Business
- Business / Commercial
- Commercial Auto (not written)
- Workers' Compensation (not written)
- Surety Bonds (not written)
Life & Financial
- Life Insurance (not written)
- Annuities (not written)
Recreation
- Boat & Watercraft (not written)
- RV & Camper (not written)
- Motorcycle (not written)
- ATV & UTV (not written)
Specialty
- Pet (not written)
Want a Municipal Mutual quote, or help with the policy you have?
Ryan Parrack Insurance is an independent agency. We will tell you whether Municipal Mutual is the right fit or whether another company we represent does better for you.
Looking for a different location?
We also serve other areas in West Virginia
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