RV Coverage Essentials
Everything you need to know about RV and camper insurance — from basic coverage differences to specialty protections, discounts, and full-timer packages. An 8-part guide from Parrack Insurance.
Your Auto Policy Doesn't Cover Your RV - Here's What You Need
Most people think their auto insurance covers their motor home or camper. It doesn't. Here's what makes RV insurance different and why you need specialized coverage.
RV Total Loss: Replacement Value vs. Depreciation
If your RV is totaled, actual cash value won't replace it. Here's how Total Loss Replacement and Agreed Value coverage protect you from depreciation.
Protecting Your Home on Wheels: Full Timer's Coverage Explained
If your RV is your primary residence, standard RV coverage isn't enough. Here's what the Full Timer's Package covers and why it's required.
What's Inside Counts: Personal Effects Coverage for RVers
Your RV is packed with belongings — electronics, gear, maybe even jewelry. Here's how personal effects coverage protects what's inside.
Roof Leaks, Rodent Damage, and Specialty Coverages Every RV Owner Should Know
RVs face unique risks that standard auto policies never deal with — roof failures, pest damage, and more. Here are the specialty coverages that protect you.
On the Road: Roadside Assistance, Emergency Expenses, and Travel Protections
Breaking down in an RV is different from breaking down in a car. Here are the travel protections that keep you covered on the road.
Filling the Gaps: Loan Payoff, Disappearing Deductibles, and More RV Protections
Your RV policy has protections you might not know about — gap coverage, disappearing deductibles, and no depreciation on partial losses. Here's how they work.
Saving Money on RV Insurance: Discounts You Might Be Missing
RV insurance doesn't have to break the bank. Here are the discounts available — some you'd expect, and some that might surprise you.