Independent agency · Since 1986
ATV & UTV Insurance in Point Pleasant, WV
- Point Pleasant, WV
- Gallipolis, OH
- Mason, Gallia & Meigs Counties
We shop up to8companies for you
The 8 companies we work with
How It Works
Call us or request a quote
Call 304-675-4132, or tap Get a Free Quote and fill out a short form. Have the year, make and model of each machine, and your current policy if you have one.
We quote you around
Every company that will write you, up to 8.
We recommend
Our best recommendation, built around your budget, your coverage and your situation.
Fill out the short form and we get back to you by the next business day, by phone or email, whichever you prefer.
Already insured with us? Call 304-675-4132 to add something, make a change or requote.
How We Find Your Best Fit
We quote your machine ourselves
One of us runs your ATV or side-by-side through every company that writes them and reads every quote by hand. We look at the coverage, the accessories and the company to find the one that fits you best.
How you ride changes the fit
Hunting and trail riding go on an ATV policy, and every company weighs the machine, its value and how you ride its own way. A machine you use on the farm or for your business belongs on that policy instead, and we set it up there. Tell us how you use yours.
Rates change every year
Company rates move from year to year, and they move differently for every machine. When your rate climbs, call us. We quote you again, and you keep the same people.
Our ATV & UTV Insurance Reps
Any of us can quote you.
Tammy Parrack
Here since day one, 1986
Angie Knapp
With us since 2001
Jay Parrack
With us since 2008
Ashley Cline
With us since 2018
DeAnna Beckett
With us since 2023
We all answer the same office line, 304-675-4132, at 809 Viand St. Ask for the person you want.
Quick Answers
How much does ATV and UTV insurance cost?
Nobody can honestly quote you a number before seeing your machine. The type, age and value of the ATV or side-by-side, how you use it, where you ride and your driving record all go into the price, and each company weighs them its own way. That is exactly why we quote you with every company that fits, then recommend the one that works best for you.
Is ATV insurance required in West Virginia?
Not for a machine you ride only on your own private property. If you have a loan on it, the lender requires coverage until it is paid off. Ride on trails, public land or someone else’s farm and you want liability coverage behind you.
Doesn’t my homeowners policy cover my ATV?
Very little. Some home policies cover theft while the machine is parked at home, but they leave out liability and damage, especially once you ride off your property. An ATV policy covers it on and off your land.
Can I put more than one machine on one policy?
Yes. Four-wheelers, side-by-sides and the kids’ machines go on one policy, and we quote them together.
Are my winch, plow and light bar covered?
Aftermarket add-ons need accessory coverage. Tell us what you have added, from the winch and plow to upgraded tires and a light bar, and we quote the right amount.
Can you quote Progressive and GEICO?
Yes. We work with both, along with Nationwide, Westfield, Liberty Mutual, Foremost, American Modern, and Dairyland. Bring any online quote you already have and we check it against the rest.
Also see: Motorcycle insurance · Farm insurance · Business insurance
Find Your Best Fit
One call. We do the shopping.
Looking for a different location?
Parrack Insurance Agency is a separate, independently owned Parrack family agency.
Parrack Insurance Agency
Serving Elkins & North Central WV
Elkins, WV
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