Independent agency · Since 1986
Home Insurance in Point Pleasant, WV
- Point Pleasant, WV
- Gallipolis, OH
- Mason, Gallia & Meigs Counties
We shop up to12companies for you
The 12 companies we work with
How It Works
Call us or request a quote
Call 304-675-4132, or tap Get a Free Quote and fill out a short form. Have your current policy handy if you have one, and roughly when the roof was last replaced.
We quote you around
Every company that will write you, up to 12.
We recommend
Our best recommendation, built around your budget, your coverage and your situation.
Fill out the short form and we get back to you by the next business day, by phone or email, whichever you prefer.
Already insured with us? Call 304-675-4132 to add something, make a change or requote.
How We Find Your Best Fit
We quote your home ourselves
One of us runs your home through every company that fits it and reads every quote by hand, because the price is only the start. We look at the coverage, the deductible and the company to find the one that fits you best.
Every house has a different best fit
No company is the cheapest for every home. Each one weighs the roof, the construction, the distance to a hydrant, your claims history and plenty more its own way, so the company that is right for your neighbor can be the wrong one for you.
Rates change every year
Company rates move from year to year, and they move differently for every home. When your rate climbs, call us. We quote you again, and you keep the same people.
Our Home Insurance Reps
Any of us can quote you.
Tammy Parrack
Here since day one, 1986
Angie Knapp
With us since 2001
Jay Parrack
With us since 2008
Ashley Cline
With us since 2018
DeAnna Beckett
With us since 2023
We all answer the same office line, 304-675-4132, at 809 Viand St. Ask for the person you want.
Quick Answers
How much does home insurance cost?
Nobody can honestly quote you a number before seeing your details. Two similar houses can price far apart, and the same house costs very different amounts from one company to the next: the age of the roof, how the house is built, how close it is to a fire station and hydrant, your claims history, your credit and the coverage you choose all go into the price. That is exactly why we quote you with every company that fits, then recommend the one that works best for you.
Does home insurance cover flooding?
No. Flood is left out of standard home policies and needs its own policy, which matters here where the Kanawha meets the Ohio. A new flood policy usually has a 30-day waiting period, so buying one when the water is already rising is too late. We quote flood insurance too.
Got dropped, or have an older home, a mobile home or a rental?
Yes. Some of the companies we work with specialize in exactly the homes other agencies turn away: manufactured and mobile homes, older houses, rental properties, and homes that sit empty part of the year.
Can you quote Nationwide and Westfield?
Yes. We work with both, along with Progressive, Liberty Mutual, Farmers & Mechanics, Celina, Foremost, Municipal Mutual, American Modern, Farm Bureau (FB Insurance Company), Chubb, and National General. Bring any quote you already have and we check it against the rest.
Can I switch if I have a mortgage?
Yes. We line up the new policy to start the day the old one ends so there is no gap, and we send the new policy to your lender so your escrow pays the right company. The old company refunds what you have not used.
Can I bundle my home and car?
Yes. Most of the companies we work with discount home and auto together. We check whether bundling actually saves you money, and recommend whichever way does.
Also see: Flood insurance in Point Pleasant · Ohio homes in Gallipolis
Find Your Best Fit
One call. We do the shopping.
Looking for a different location?
Parrack Insurance Agency — a separate, independently owned Parrack family agency — has its own version of this page.
Parrack Insurance Agency
Serving Elkins & North Central WV
Elkins, WV
See this page for Elkins