Independent agency · Since 1986
Auto Insurance in Point Pleasant, WV
- Point Pleasant, WV
- Gallipolis, OH
- Mason, Gallia & Meigs Counties
We shop up to13companies for you
The 13 companies we work with
How It Works
Call us or request a quote
Call 304-675-4132, or tap Get a Free Quote and fill out a short form. Have your current policy handy if you have one. We get the rest from you on the phone.
We quote you around
Every company that will write you, up to 13.
We recommend
Our best recommendation, built around your budget, your coverage and your situation.
Fill out the short form and we get back to you by the next business day, by phone or email, whichever you prefer.
Already insured with us? Call 304-675-4132 to add something, make a change or requote.
Need it soon? Call, and we usually have you covered the same day or the next business day, depending on the time of day.
How We Find Your Best Fit
Every quote checked by hand
Our rating service automatically runs your information through the companies we work with. Then one of us reviews every quote by hand, because the price is only the start. We look at the coverage, the company and your situation to find the one that fits you best.
Every driver has a different best fit
No company is the cheapest for everyone. Each one weighs your age, driving record, credit, vehicle, where you park it and dozens of other details its own way, so the company that is right for your neighbor can be the wrong one for you.
Rates change every year
Company rates move from year to year, and they move differently for every driver. When your rate climbs, call us. We quote you again, and you keep the same people.
Our Auto Insurance Reps
Any of us can quote you. Pick the one who fits your situation.
Tammy Parrack
Here since day one, 1986
Best for: any driver at any age, clean record or not
Angie Knapp
With us since 2001
Best for: any driver, clean record or not, including young drivers
Jay Parrack
With us since 2008
Best for: rideshare, food and grocery delivery drivers
Ashley Cline
With us since 2018
Best for: home and auto bundles
DeAnna Beckett
With us since 2023
Best for: standard auto, plus tickets, accidents, DUIs and no prior insurance
We all answer the same office line, 304-675-4132, at 809 Viand St. Ask for the person you want.
Quick Answers
How much does car insurance cost?
Nobody can honestly quote you a number before seeing your details. The same car can cost twice as much for one driver as another: age, driving record, credit, the vehicle, where it is kept, and plenty the companies never show you all go into the price. That is exactly why we quote you with every company that fits, then recommend the one that works best for you.
Can I switch before my policy renews?
Yes. You can change companies any time and the old one refunds what you have not used. We line up the start date so there is no gap in coverage.
Can you quote State Farm?
No. State Farm sells only through its own agents, so a State Farm agent can only offer you State Farm. We work with up to 13 companies and quote you with every one you qualify for. Bring your current declarations page and we check it against all of them.
Can you quote Liberty Mutual and GEICO?
Yes. We work with both, along with Nationwide, Westfield, Progressive, Farmers & Mechanics, Celina, Foremost, Farm Bureau (FB Insurance Company), Chubb, Dairyland, National General, and Root. Bring any online quote you already have and we check it against the rest.
What car insurance does West Virginia require?
West Virginia requires liability coverage of at least 25/50/25: $25,000 per person and $50,000 per accident for injuries you cause, and $25,000 for property damage. You must also carry uninsured motorist coverage at the same limits. Ohio requires the same liability limits. Those are legal minimums, and a serious accident can cost far more, so we go over higher limits with you when we quote.
I have tickets, a DUI or a lapse in coverage. Will you quote me?
Yes. Some of the companies we work with write drivers other agencies turn away. Ask for DeAnna, Tammy or Angie, and tell us the whole story up front so we quote it right the first time.
I live in Point Pleasant but work in Gallipolis. Do I need two policies?
No. One policy covers you in both states. Insure the car where you live and keep it overnight, and we write both West Virginia and Ohio from this office.
Also see: Motorcycle insurance · Commercial auto for work trucks · Ohio drivers in Gallipolis
Find Your Best Fit
One call. We do the shopping.
Looking for a different location?
Parrack Insurance Agency — a separate, independently owned Parrack family agency — has its own version of this page.
Parrack Insurance Agency
Serving Elkins & North Central WV
Elkins, WV
See this page for Elkins