Independent agency · Since 1986
Group Health Insurance in Point Pleasant, WV
- Point Pleasant, WV
- Gallipolis, OH
- Mason, Gallia & Meigs Counties
We shop up to3companies for you
The 3 companies we work with
How It Works
Call us or request a quote
Call 304-675-4132, or tap Get a Free Quote and fill out a short form. Have your employee count, their ages and your current renewal handy.
We quote you around
Every company that will write you, up to 3.
We recommend
Our best recommendation, built around your budget, your coverage and your situation.
Fill out the short form and we get back to you by the next business day, by phone or email, whichever you prefer.
Already insured with us? Call 304-675-4132 to add something, make a change or requote.
How We Find Your Best Fit
Your group sets the price
Every company prices a group by who is in it: ages, how many enroll and where you are. The company that fits the business down the road can be the wrong one for yours.
We check the rules first
Each company has its own enrollment and contribution rules. We match your group to the companies whose rules you meet, then recommend the plan that fits your budget and your team.
We stay with you after enrollment
Claims questions, new hires and every annual renewal come back to us. At renewal we quote your group again, so you stay with the best fit.
Quick Answers
How much will group health insurance cost?
Nobody can honestly price a group before seeing it. The ages of the people who enroll, how many enroll, where you are and the plan design you choose all set the price, and every company prices them its own way. That is exactly why we quote your group with every company that fits, then recommend the plan that works best for you and your team.
Can you quote Highmark and UnitedHealthcare?
Yes. We work with both, along with Aetna. Bring your current renewal and we check it against the rest.
How many employees do I need?
Small group covers businesses with up to 50 full-time equivalent employees. We confirm your count when we quote.
Do all my employees have to sign up?
No, but most companies want about 70% of eligible employees enrolled, not counting those with coverage elsewhere. Most also require you to pay at least half of each employee’s premium. We check each company’s rules before we quote.
Can a company turn my group down because someone is sick?
No. Small group plans cannot turn a group down over anyone's health, and health does not set the price. Ages, location, tobacco use and the plan you choose do.
What does your help cost?
Nothing extra. The insurance companies pay us, so you get the quoting, the recommendation and the help after enrollment at no added charge.
Also see: Business insurance
Find Your Best Fit
One call. We do the shopping.
Looking for a different location?
Parrack Insurance Agency is a separate, independently owned Parrack family agency.
Parrack Insurance Agency
Serving Elkins & North Central WV
Elkins, WV
Visit Parrack Insurance Agency