Independent agency · Since 1986
RV & Camper Insurance in Point Pleasant, WV
- Point Pleasant, WV
- Gallipolis, OH
- Mason, Gallia & Meigs Counties
We shop up to7companies for you
The 7 companies we work with
How It Works
Call us or request a quote
Call 304-675-4132, or tap Get a Free Quote and fill out a short form. Have the year, make and model of the camper, and your current policy if you have one.
We quote you around
Every company that will write you, up to 7.
We recommend
Our best recommendation, built around your budget, your coverage and your situation.
Fill out the short form and we get back to you by the next business day, by phone or email, whichever you prefer.
Already insured with us? Call 304-675-4132 to add something, make a change or requote.
Need it soon? Call, and we usually have you covered the same day or the next business day, depending on the time of day.
How We Find Your Best Fit
We quote your RV ourselves
One of us runs your camper through every company that writes RVs like it and reads every quote by hand. We look at the coverage, the deductible and the company to find the one that fits you best.
How you use it changes the fit
A weekend travel trailer, a fifth wheel that sits at the lake all summer and a motorhome you live in are three different policies. Each company prices them its own way, so we match yours to the company that fits how you camp.
Rates change every year
Company rates move from year to year, and they move differently for every RV. When your rate climbs, call us. We quote you again, and you keep the same people.
Our RV & Camper Insurance Reps
Any of us can quote you.
Tammy Parrack
Here since day one, 1986
Angie Knapp
With us since 2001
Jay Parrack
With us since 2008
Ashley Cline
With us since 2018
DeAnna Beckett
With us since 2023
We all answer the same office line, 304-675-4132, at 809 Viand St. Ask for the person you want.
Quick Answers
How much does RV insurance cost?
Nobody can honestly quote you a number before seeing your RV. The type, age and value of the camper, how often you use it, where you store it, your driving record and the coverage you choose all go into the price, and each company weighs them its own way. That is exactly why we quote you with every company that fits, then recommend the one that works best for you.
Doesn’t my auto policy cover my camper?
Only the liability while you tow it. Damage to the trailer itself, from a wreck, a storm or theft, needs its own RV policy. A motorhome drives itself, so it needs its own policy outright.
Is RV insurance required in West Virginia?
A motorhome is a motor vehicle, so it needs liability insurance like your car. A travel trailer or fifth wheel is not required by law, but if you have a loan on it, the lender requires coverage.
What if I live in my RV full-time?
Tell us. A standard RV policy is written for recreational use. Full-timer coverage adds higher limits for your belongings and liability like a homeowners policy, and we quote it with the companies that offer it.
What is agreed value vs. actual cash value?
Agreed value pays the full insured amount if the RV is totaled, with nothing taken off for age. Actual cash value pays what the RV is worth on the day of the loss. Agreed value costs a little more, and we go over which one fits your RV when we quote.
Can you quote Progressive and Nationwide?
Yes. We work with both, along with Westfield, Liberty Mutual, Foremost, American Modern, and National General. Bring any online quote you already have and we check it against the rest.
Also see: Boat insurance
Find Your Best Fit
One call. We do the shopping.
Looking for a different location?
Parrack Insurance Agency is a separate, independently owned Parrack family agency.
Parrack Insurance Agency
Serving Elkins & North Central WV
Elkins, WV
Visit Parrack Insurance Agency