Affinity Nonprofits in Point Pleasant, WV

Affinity Nonprofits is Aon’s program for nonprofit organizations, and it covers more than sixty-five thousand of them. It is built around the thing nonprofits get wrong most often: the board. Directors and officers liability here covers past, present, and future directors, officers, trustees, employees, committee members, and volunteers, with limits to ten million, defense costs paid outside the policy limits, and employment practices liability included rather than sold separately.

Beyond the board, the program writes the rest of what a nonprofit runs on: property, general liability, auto, professional liability, abuse and molestation, excess, fiduciary liability, crime, event cancellation, and volunteer accident coverage. Abuse coverage and volunteer accident are the two that a general commercial policy usually leaves out, and for a social service agency or a youth organization they are the whole point.