Have a question or a claim? Call us first.
If Jon Parrack Insurance is your agent, call us at 304-675-4132 before you call the company. We know your policy, we know the adjusters, and we will walk it through with you. The links and numbers below are for after hours, or for when you just want to pay a bill. BackNine is a broker we place business through, not the company on your policy, so start with us.
Pay Your Bill
Your premium is billed by the insurance company that issued your policy, not by BackNine. Set up automatic payments with that company if you can, since a lapsed life policy is expensive to replace later.
Claims
A death claim goes to the insurance company named on the policy, not to BackNine. Call our office and we will identify the company, get the claim forms started, and deal with them for you. Nobody should have to work that out alone.
About BackNine
BackNine is not an insurance company. It is a brokerage we work through for life insurance, annuities, disability, and long-term care, with more than 130 carrier appointments behind it.
What that means for you is that a single application gets shopped across a lot of companies at once, and life underwriting is a place where that matters. Two companies can price the same person very differently depending on health history, medications, weight, or a hobby. The company that ends up issuing the policy is the name on it, not BackNine.
Where BackNine tends to fit
BackNine is how we shop term, permanent, and final expense life across a wide bench of companies at one time, along with annuities, disability income, and long-term care. It earns its keep most when health history or an unusual occupation makes pricing unpredictable. Either way, we quote across everyone we write with before recommending anything.
What We Place Through BackNine
Coverage we can place through BackNine via Jon Parrack Insurance. Availability can depend on where you live and the details of the risk, so ask us.
Personal
- Personal Auto (not written)
- Homeowners (not written)
- Renters (not written)
- Condo (not written)
- Landlord & Rental Property (not written)
- Personal Umbrella (not written)
- Jewelry & Valuables (not written)
- Flood (not written)
Farm
- Farm & Ranch (not written)
Business
- Business / Commercial (not written)
- Commercial Auto (not written)
- Workers' Compensation (not written)
- Group Health (not written)
- Cyber Liability (not written)
- Surety Bonds (not written)
Life & Financial
Recreation
- Boat & Watercraft (not written)
- RV & Camper (not written)
- Motorcycle (not written)
- ATV & UTV (not written)
- Classic & Collector Vehicles (not written)
Specialty
- Pet (not written)
Want a BackNine quote, or help with the policy you have?
Jon Parrack Insurance is an independent agency. We will tell you whether BackNine is the right fit or whether another company we represent does better for you.
Looking for a different location?
Elkins has its own version of this page.

Parrack Insurance Agency
Serving Elkins, Buckhannon & Northern/Central WV
Elkins, WV
