Cincinnati Life
- AM Best:
- A+ (Superior)
- Headquarters:
- Fairfield, Ohio
- Website:
- cinfin.com
Have a question or a claim? Call us first.
If Jon Parrack Insurance is your agent, call us at 304-675-4132 before you call the company. We know your policy, we know the adjusters, and we will walk it through with you. The links and numbers below are for after hours, or for when you just want to pay a bill. If your Cincinnati Life policy is with another agent, the links below will get you to the right place.
Claims
A beneficiary needs three things to start: the policy number, the date of death, and a current mailing or email address. Cincinnati sends the claim forms from there, and once they have everything they pay within three to five business days. Claims can also go to lifeclaims@cinfin.com.
Call us before you call them if you would rather not do it alone. We know the policy and we can make the call with you.
About Cincinnati Life
Cincinnati Life is the life company of the Cincinnati Insurance Companies, out of Fairfield, Ohio, and it is rated A+ (Superior) by AM Best. It sells exclusively through independent agents. There is no direct channel and no online quote, which means the policy you buy is serviced by the agent who wrote it for as long as you own it.
It writes term, whole life, and universal life, with term running ten to thirty years and coverage available up to ten million dollars. Its complaint record is unusually good: the NAIC complaint index sits around 0.3 against an industry baseline of 1.0, which is a plain way of saying beneficiaries do not end up fighting it.
Where Cincinnati Life tends to fit
Cincinnati Life tends to fit someone buying coverage to keep rather than to flip: a family covering a mortgage and the years until the children are grown, a business owner funding a buy-sell agreement, or anyone who wants permanent coverage from a company that pays quietly. If your situation is more complicated, we represent companies that specialize in it. Either way, we quote across everyone we write with before recommending anything.
What We Write With Cincinnati Life
Coverage we can place with Cincinnati Life via Jon Parrack Insurance. Availability can depend on where you live and the details of the risk, so ask us.
Personal
- Personal Auto (not written)
- Homeowners (not written)
- Renters (not written)
- Condo (not written)
- Landlord & Rental Property (not written)
- Personal Umbrella (not written)
- Jewelry & Valuables (not written)
- Flood (not written)
Farm
- Farm & Ranch (not written)
Business
- Business / Commercial (not written)
- Commercial Auto (not written)
- Workers' Compensation (not written)
- Group Health (not written)
- Cyber Liability (not written)
- Surety Bonds (not written)
Life & Financial
- Life Insurance
- Annuities (not written)
Recreation
- Boat & Watercraft (not written)
- RV & Camper (not written)
- Motorcycle (not written)
- ATV & UTV (not written)
- Classic & Collector Vehicles (not written)
Specialty
- Pet (not written)
Want a Cincinnati Life quote, or help with the policy you have?
Jon Parrack Insurance is an independent agency. We will tell you whether Cincinnati Life is the right fit or whether another company we represent does better for you.
Looking for a different location?
We also serve other areas in West Virginia
Ryan Parrack Insurance
Serving Elkins, Buckhannon & Northern/Central WV
Elkins, WV