Have a question or a claim? Call us first.
If Jon Parrack Insurance is your agent, call us at 304-675-4132 before you call the company. We know your policy, we know the adjusters, and we will walk it through with you. The links and numbers below are for after hours, or for when you just want to pay a bill. Cover Badger is a broker we place business through, not the company on your policy, so start with us.
Pay Your Bill
Cover Badger does not publish a policyholder billing page or number, and your bill may come from the carrier that issued the policy. Call our office and we will tell you where to pay.
Claims
Cover Badger arranges the coverage; the company that issued your policy handles the claim, and its name is on your declarations page. Call us and we will get you to the right adjuster.
After a truck accident, get the police report number and photos of every vehicle and the scene before anything is moved, and tell us the same day. Cargo losses also need the bill of lading and the shipper’s name.
About Cover Badger
Cover Badger is a wholesale trucking insurance company built only for agents. It is a technology and service company: we quote and bind through its platform against its partner carriers, and it supplies account managers who know trucking.
It writes commercial auto for the owner-operator with a single semi and the small fleet: auto liability to a million dollars combined single limit, physical damage on scheduled trucks, tractors, and trailers, motor truck cargo to two hundred fifty thousand, truckers general liability, non-trucking liability, hot shot, and UIIA for drivers picking up at ports and rail terminals.
Where Cover Badger tends to fit
Cover Badger tends to fit an owner-operator or a small fleet hauling freight: a single semi, a hot shot truck, a driver leased to a motor carrier who needs non-trucking coverage, or a fleet of a few units that needs liability, cargo, and physical damage in one place. If your situation is more complicated, we represent companies that specialize in it. Either way, we quote across everyone we write with before recommending anything.
What We Place Through Cover Badger
Coverage we can place through Cover Badger via Jon Parrack Insurance. Availability can depend on where you live and the details of the risk, so ask us.
Personal
- Personal Auto (not written)
- Homeowners (not written)
- Renters (not written)
- Condo (not written)
- Landlord & Rental Property (not written)
- Personal Umbrella (not written)
- Jewelry & Valuables (not written)
- Flood (not written)
Farm
- Farm & Ranch (not written)
Business
- Business / Commercial (not written)
- Commercial Auto
- Workers' Compensation (not written)
- Group Health (not written)
- Cyber Liability (not written)
- Surety Bonds (not written)
Life & Financial
- Life Insurance (not written)
- Annuities (not written)
Recreation
- Boat & Watercraft (not written)
- RV & Camper (not written)
- Motorcycle (not written)
- ATV & UTV (not written)
- Classic & Collector Vehicles (not written)
Specialty
- Pet (not written)
Want a Cover Badger quote, or help with the policy you have?
Jon Parrack Insurance is an independent agency. We will tell you whether Cover Badger is the right fit or whether another company we represent does better for you.
Looking for a different location?
Parrack Insurance Agency — a separate, independently owned Parrack family agency — has its own version of this page.

Parrack Insurance Agency
Serving Elkins, Buckhannon & North Central WV
Elkins, WV
See this page for Elkins