LIO Insurance
- Founded:
- 2020
- Headquarters:
- West Conshohocken, Pennsylvania
- Website:
- lioinsurance.com
Have a question or a claim? Call us first.
If Jon Parrack Insurance is your agent, call us at 304-675-4132 before you call the company. We know your policy, we know the adjusters, and we will walk it through with you. The links and numbers below are for after hours, or for when you just want to pay a bill. If your LIO policy is with another agent, the links below will get you to the right place.
Pay Your Bill
Pay by bank draft rather than card if you can. LIO charges 3.5 percent to run a credit card and nothing for ACH, which on a nonprofit package is real money.
LIO publishes only a general line, so we do not list a number here. Call our office, or their service address is service@lioinsurance.com.
Claims
Pick the right form. LIO splits claim reporting by coverage type, so a board or professional liability matter goes somewhere different than a property loss, and starting in the wrong place slows it down.
On anything involving a board decision or a volunteer, report it as soon as you hear about it, even if nothing has been filed yet. Management liability coverage turns on when the claim is reported.
About LIO
LIO is a specialty commercial company started in 2020 outside Philadelphia. Its chief executive spent more than twenty-five years at Philadelphia Insurance Companies and left as president and chief underwriting officer, which is worth knowing because Philadelphia built its name writing nonprofits and social service organizations. LIO was set up to do that same kind of work on newer systems, and it handles its own underwriting and claims.
We write LIO for nonprofits and for events. On the nonprofit side that is the package an organization actually runs on: general liability and property, plus management liability and errors and omissions covering the board and the people who serve on it. On the events side it is coverage built around a single event or a season of them, which a standard commercial policy tends to handle badly.
Where LIO tends to fit
LIO tends to fit nonprofits and the events they put on: a social service agency, a volunteer organization, a board that needs management liability, or a festival, fundraiser, or tournament that needs covering for the day. Board and volunteer exposure is the part people forget. If your situation is more complicated, we represent companies that specialize in it. Either way, we quote across everyone we write with before recommending anything.
What We Write With LIO
Coverage we can place with LIO via Jon Parrack Insurance. Availability can depend on where you live and the details of the risk, so ask us.
Personal
- Personal Auto (not written)
- Homeowners (not written)
- Renters (not written)
- Condo (not written)
- Landlord & Rental Property (not written)
- Personal Umbrella (not written)
- Jewelry & Valuables (not written)
- Flood (not written)
Farm
- Farm & Ranch (not written)
Business
- Business / Commercial
- Commercial Auto (not written)
- Workers' Compensation (not written)
- Group Health (not written)
- Cyber Liability (not written)
- Surety Bonds (not written)
Life & Financial
- Life Insurance (not written)
- Annuities (not written)
Recreation
- Boat & Watercraft (not written)
- RV & Camper (not written)
- Motorcycle (not written)
- ATV & UTV (not written)
- Classic & Collector Vehicles (not written)
Specialty
- Pet (not written)
Want a LIO quote, or help with the policy you have?
Jon Parrack Insurance is an independent agency. We will tell you whether LIO is the right fit or whether another company we represent does better for you.
Looking for a different location?
We also serve other areas in West Virginia
Ryan Parrack Insurance
Serving Elkins, Buckhannon & Northern/Central WV
Elkins, WV