Obie in Point Pleasant, WV
- Headquarters:
- Chicago, Illinois
- Website:
- obieinsurance.com
Have a question or a claim? Call us first.
If Jon Parrack Insurance is your agent, call us at 304-675-4132 before you call the company. We know your policy, we know the adjusters, and we will walk it through with you. The links and numbers below are for after hours, or for when you just want to pay a bill. Obie is a broker we place business through, not the company on your policy, so start with us.
Pay Your Bill
Obie publishes one phone number and it is their quoting line, so we do not list it here. Billing questions go to billing@obieinsurance.com, or call our office and we will handle it.
Claims
Because Obie places the policy with another company, the adjuster works for that carrier rather than for Obie. Tell us as soon as something happens and we will make sure it reaches the right desk.
On a rental loss, start the loss-of-rent piece immediately: get the lease, the rent roll, and dates the unit was unrentable in front of the adjuster early. That part of the claim is the one most often underpaid because nobody documented it.
About Obie
Obie does one thing: insurance for rental property. It is a broker rather than an insurance company, so the policy is issued on a partner carrier’s paper and Obie says it places only with carriers rated A- or better by AM Best. The name on your declarations page is that company rather than Obie.
What you get is a dwelling policy built for a rental instead of a homeowners form bent to fit one. Obie writes DP-1, DP-2, and DP-3 forms on single family rentals, townhomes, condo units, and small multifamily buildings, and goes up into apartment buildings from there. The DP-3 is the broad one: open perils, replacement cost, and the form most lenders expect to see on an investment property.
Where Obie tends to fit
Obie tends to fit an owner of rental property, from one house to a small portfolio: a single family rental, a duplex or fourplex, a condo unit being rented out, or a small apartment building. Lost rent and liability on a property you do not live in are the parts a homeowners policy handles badly. If your situation is more complicated, we represent companies that specialize in it. Either way, we quote across everyone we write with before recommending anything.
What We Place Through Obie
Coverage we can place through Obie via Jon Parrack Insurance. Availability can depend on where you live and the details of the risk, so ask us.
Personal
- Personal Auto (not written)
- Homeowners (not written)
- Renters (not written)
- Condo (not written)
- Landlord & Rental Property
- Personal Umbrella (not written)
- Jewelry & Valuables (not written)
- Flood (not written)
Farm
- Farm & Ranch (not written)
Business
- Business / Commercial (not written)
- Commercial Auto (not written)
- Workers' Compensation (not written)
- Group Health (not written)
- Cyber Liability (not written)
- Surety Bonds (not written)
Life & Financial
- Life Insurance (not written)
- Annuities (not written)
Recreation
- Boat & Watercraft (not written)
- RV & Camper (not written)
- Motorcycle (not written)
- ATV & UTV (not written)
- Classic & Collector Vehicles (not written)
Specialty
- Pet (not written)
Want a Obie quote, or help with the policy you have?
Jon Parrack Insurance is an independent agency. We will tell you whether Obie is the right fit or whether another company we represent does better for you.
Looking for a different location?
Elkins has its own version of this page.
Parrack Insurance Agency
Serving Elkins, Buckhannon & Northern/Central WV
Elkins, WV