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Carrier we represent

RLI

Founded:
1965
AM Best:
A++ (Superior)
Headquarters:
Peoria, Illinois
Website:
rlicorp.com

Have a question or a claim? Call us first.

If Jon Parrack Insurance is your agent, call us at 304-675-4132 before you call the company. We know your policy, we know the adjusters, and we will walk it through with you. The links and numbers below are for after hours, or for when you just want to pay a bill. If your RLI policy is with another agent, the links below will get you to the right place.

Call 304-675-4132

Claims

An umbrella claim starts on the home or auto policy underneath it. Report it to that company and to us at the same time, since the umbrella only responds once the underlying limit is used up.

On a bond, tell us the moment you hear a claim may be coming. A surety claim is not like a liability claim: RLI can look to you to make it good, and there is usually more room to resolve it early.

About RLI

RLI’s personal umbrella is the one most independent agencies reach for, and the reason is structural. It sits over whatever home and auto policies you already have; the underlying coverage does not have to be with RLI. Most companies only write an umbrella above their own policies, which means switching car insurance can cost you the umbrella. That is not a problem here, and it is why an agency that shops your account can keep the umbrella in place while everything under it moves.

The company has been in Peoria since 1965, and in February 2026 AM Best raised it to A++ (Superior), the highest rating they issue. Beyond the umbrella we use RLI for home-based business coverage, for surety, both commercial and contract bonds, and for contractors, which it writes through Contractors Bonding and Insurance Company.

Where RLI tends to fit

RLI tends to fit specific needs rather than a whole account: an umbrella sitting over policies written somewhere else, a business run out of a house that a homeowners policy will not cover, a bond a job or a license requires, or a contractor who needs the liability and the bonds together. If your situation is more complicated, we represent companies that specialize in it. Either way, we quote across everyone we write with before recommending anything.

What We Write With RLI

Coverage we can place with RLI via Jon Parrack Insurance. Availability can depend on where you live and the details of the risk, so ask us.

Personal

  • Personal Auto (not written)
  • Homeowners (not written)
  • Renters (not written)
  • Condo (not written)
  • Landlord & Rental Property (not written)
  • Personal Umbrella
  • Jewelry & Valuables (not written)
  • Flood (not written)

Farm

  • Farm & Ranch (not written)

Business

Life & Financial

  • Life Insurance (not written)
  • Annuities (not written)

Recreation

  • Boat & Watercraft (not written)
  • RV & Camper (not written)
  • Motorcycle (not written)
  • ATV & UTV (not written)
  • Classic & Collector Vehicles (not written)

Specialty

  • Pet (not written)

Want a RLI quote, or help with the policy you have?

Jon Parrack Insurance is an independent agency. We will tell you whether RLI is the right fit or whether another company we represent does better for you.