
Southern Mutual Church Insurance Company
- Founded:
- 1928
- AM Best:
- A (Excellent)
- Headquarters:
- 201 Greenlawn Drive, Columbia, SC 29290
- Website:
- smcins.com
Have a question or a claim? Call us first.
If Jon Parrack Insurance is your agent, call us at 304-675-4132 before you call the company. We know your policy, we know the adjusters, and we will walk it through with you. The links and numbers below are for after hours, or for when you just want to pay a bill. If your Southern Mutual Church policy is with another agent, the links below will get you to the right place.
Pay Your Bill
Claims
Have the church name and address, a contact name and phone number, the date of the loss, and a description of what happened.
About Southern Mutual Church
Southern Mutual Church Insurance Company was founded in 1928 in Columbia, South Carolina, to write affordable coverage for churches. It insures more than 10,800 congregations across denominations in West Virginia, Virginia, Kentucky, Tennessee, North Carolina, South Carolina, and Georgia, and it holds an A (Excellent) rating from AM Best.
Churches are all it writes. Its underwriters and claims staff work on church buildings, church vehicles, and church employees every day, and it works only through independent agents.
Where Southern Mutual Church tends to fit
Southern Mutual Church tends to fit congregations of any size, from a small country church to one with a school, a fellowship hall, and a van. It covers the building, the contents, liability, the church vehicles, and coverage for staff, with loss control written for how churches actually operate. If your situation is more complicated, we represent companies that specialize in it. Either way, we quote across everyone we write with before recommending anything.
What We Write With Southern Mutual Church
Coverage we can place with Southern Mutual Church via Jon Parrack Insurance. Availability can depend on where you live and the details of the risk, so ask us.
Personal
- Personal Auto (not written)
- Homeowners (not written)
- Renters (not written)
- Condo (not written)
- Landlord & Rental Property (not written)
- Personal Umbrella (not written)
- Flood (not written)
Farm
- Farm & Ranch (not written)
Business
- Business / Commercial
- Commercial Auto
- Workers' Compensation
- Group Health (not written)
- Surety Bonds (not written)
Life & Financial
- Life Insurance (not written)
- Annuities (not written)
Recreation
- Boat & Watercraft (not written)
- RV & Camper (not written)
- Motorcycle (not written)
- ATV & UTV (not written)
Specialty
- Pet (not written)
Want a Southern Mutual Church quote, or help with the policy you have?
Jon Parrack Insurance is an independent agency. We will tell you whether Southern Mutual Church is the right fit or whether another company we represent does better for you.
Looking for a different location?
We also serve other areas in West Virginia

Ryan Parrack Insurance
Serving Elkins, Buckhannon & Northern/Central WV
Elkins, WV