Have a question or a claim? Call us first.
If Jon Parrack Insurance is your agent, call us at 304-675-4132 before you call the company. We know your policy, we know the adjusters, and we will walk it through with you. The links and numbers below are for after hours, or for when you just want to pay a bill. If your THREE policy is with another agent, the links below will get you to the right place.
Pay Your Bill
Claims
Use the right form. THREE splits claim reporting into workers compensation and everything else, and starting in the wrong place costs you time.
Call before you are certain it is a claim. THREE says the faster they hear about an ongoing problem, a cyberattack in progress or water still running, the more they can do to keep the loss from growing.
About THREE
First, so you are not left wondering: we write THREE in Ohio. If your business is on the West Virginia side of the river we will place it with one of the other companies on this page.
THREE is Berkshire Hathaway’s attempt at a small business policy a person can actually read. It is one document instead of a stack, covering property, liability, workers compensation, business auto, and cyber together, and it is issued by Berkshire Hathaway Direct Insurance Company, rated A++ (Superior) by AM Best. The practical part shows up at claim time: one account manager handles the whole thing rather than you calling a different insurer for each piece. This is also the fourth Berkshire Hathaway company on this page, alongside Berkshire Hathaway Homestate, biBERK, and GUARD, and all four have separate appetites and separate claims operations.
Where THREE tends to fit
THREE tends to fit an Ohio small business that would rather carry one policy than four, and whose owner wants to be able to read the thing: a shop, an office, a contractor, a restaurant, a service business with a few employees and a vehicle or two. If your situation is more complicated, we represent companies that specialize in it. Either way, we quote across everyone we write with before recommending anything.
What We Write With THREE
Coverage we can place with THREE via Jon Parrack Insurance. Availability can depend on where you live and the details of the risk, so ask us.
Personal
- Personal Auto (not written)
- Homeowners (not written)
- Renters (not written)
- Condo (not written)
- Landlord & Rental Property (not written)
- Personal Umbrella (not written)
- Jewelry & Valuables (not written)
- Flood (not written)
Farm
- Farm & Ranch (not written)
Business
- Business / Commercial
- Commercial Auto
- Workers' Compensation
- Group Health (not written)
- Cyber Liability
- Surety Bonds (not written)
Life & Financial
- Life Insurance (not written)
- Annuities (not written)
Recreation
- Boat & Watercraft (not written)
- RV & Camper (not written)
- Motorcycle (not written)
- ATV & UTV (not written)
- Classic & Collector Vehicles (not written)
Specialty
- Pet (not written)
Want a THREE quote, or help with the policy you have?
Jon Parrack Insurance is an independent agency. We will tell you whether THREE is the right fit or whether another company we represent does better for you.
Looking for a different location?
We also serve other areas in West Virginia
Ryan Parrack Insurance
Serving Elkins, Buckhannon & Northern/Central WV
Elkins, WV