Independent agency · Since 1986
Flood Insurance in Point Pleasant, WV
- Point Pleasant, WV
- Gallipolis, OH
- Mason, Gallia & Meigs Counties
We shop up to5companies for you
The 5 companies we work with
How It Works
Call us or request a quote
Call 304-675-4132, or tap Get a Free Quote and fill out a short form. Have your address handy. We look up your flood zone.
We quote you around
Every company that will write you, up to 5.
We recommend
Our best recommendation, built around your budget, your coverage and your situation.
Fill out the short form and we get back to you by the next business day, by phone or email, whichever you prefer.
Already insured with us? Call 304-675-4132 to add something, make a change or requote.
How We Find Your Best Fit
We quote your flood coverage ourselves
One of us runs your property through every company that writes flood for it and reads every quote by hand. We look at the building and contents limits, the deductible and the company to find the one that fits you best.
Where your home sits sets the price
Flood zone, elevation and how the house is built drive the price, and every company weighs them its own way. The company that is right for a house by the floodwall can be the wrong one for a house up the hill.
Start before you need it
A new flood policy usually waits 30 days before it starts. Call or send the quote form now, not when the river is already rising.
Our Flood Insurance Reps
Any of us can quote you.
Tammy Parrack
Here since day one, 1986
Angie Knapp
With us since 2001
Jay Parrack
With us since 2008
Ashley Cline
With us since 2018
DeAnna Beckett
With us since 2023
We all answer the same office line, 304-675-4132, at 809 Viand St. Ask for the person you want.
Quick Answers
Doesn’t my home insurance cover flooding?
No. Flood is left out of standard home policies. Water that rises from outside, whether from the river, a creek or heavy rain, needs a separate flood policy. We write both kinds: federal flood through the National Flood Insurance Program (NFIP) and private flood, and recommend whichever fits your house.
How much will flood insurance cost me?
Nobody can honestly quote you a number before seeing your property. Where the house sits, its flood zone and elevation, how it is built, whether it has a basement, and the coverage and deductible you choose all go into the price, and each company weighs them its own way. That is exactly why we quote you with every company that fits, then recommend the one that works best for you.
How soon does it start?
A new flood policy usually has a 30-day waiting period, so buying one when the water is already rising is too late. There are exceptions, such as when a lender requires flood coverage at closing. Call us well before you need it.
Do I need it if I am not in a flood zone?
Floods do not stop at the lines on a map. Heavy rain and flash flooding damage homes outside the mapped zones too, and coverage there usually costs less. We tell you where your home sits and what it costs to cover.
What does flood insurance cover?
The building and your belongings are covered separately, so make sure you have both. Coverage in basements is limited, which matters for finished basements. We go through it with you when we quote.
Can you quote Westfield and Foremost?
Yes. We work with both, along with American Modern, Philadelphia Insurance, and National General. Bring any flood quote you already have and we check it against the rest.
Also see: Home insurance in Point Pleasant · Business insurance
Find Your Best Fit
One call. We do the shopping.
Looking for a different location?
Parrack Insurance Agency is a separate, independently owned Parrack family agency.
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Serving Elkins & North Central WV
Elkins, WV
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